{"id":2505,"date":"2018-02-06T12:59:23","date_gmt":"2018-02-06T20:59:23","guid":{"rendered":"https:\/\/www.surveypolice.com\/blog\/?p=2505"},"modified":"2024-10-04T12:59:14","modified_gmt":"2024-10-04T19:59:14","slug":"survey-sites-with-low-minimum-payouts","status":"publish","type":"post","link":"https:\/\/www.surveypolice.com\/blog\/survey-sites-with-low-minimum-payouts\/","title":{"rendered":"21 Survey Sites With Low Minimum Payouts"},"content":{"rendered":"<p>If you&#8217;re a member of multiple survey sites, you already know that every survey panel sets their own payout minimums their members must meet in order to cash out their rewards. You also know that some minimums can be quick and easy to meet, while other may take months, or in some cases, even years to attain!<\/p>\n<p>Thankfully, if you&#8217;re looking for places to earn quick cash, there are plenty of survey sites that will fulfill your criteria. In this article, we review which sites offer what cash out minimums, the overall rewards offered and more.<\/p>\n<p><span class=\"underline\">Skip ahead:<\/span><\/p>\n<ul>\n<li><a href=\"#variations\">Why \u2018cashout\u2019 minimums vary<\/a><\/li>\n<li><a href=\"#quickest\">The quickest way to earn<\/a><\/li>\n<li><a href=\"#list\">Survey sites with payout minimums $5 and under<\/a><\/li>\n<li><a href=\"#under10\">Survey sites with payout minimums $10 and under<\/a><\/li>\n<li><a href=\"#other\">Other options to consider<\/a><\/li>\n<li><a href=\"#nominimums\">Survey sites with no payment minimums<\/a><\/li>\n<\/ul>\n<h2 id=\"variations\">Why &#8216;cashout&#8217; minimums vary<\/h2>\n<p><a href=\"https:\/\/www.surveypolice.com\/blog\/wp-content\/uploads\/2020\/01\/survey-amounts.jpg\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/blog\/wp-content\/uploads\/2020\/01\/survey-amounts.jpg\" alt=\"Survey amounts\" width=\"800\" height=\"363\" class=\"aligncenter size-full wp-image-4796\" style=\"margin-bottom: 0;\" srcset=\"https:\/\/www.surveypolice.com\/blog\/wp-content\/uploads\/2020\/01\/survey-amounts.jpg 800w, https:\/\/www.surveypolice.com\/blog\/wp-content\/uploads\/2020\/01\/survey-amounts-300x136.jpg 300w, https:\/\/www.surveypolice.com\/blog\/wp-content\/uploads\/2020\/01\/survey-amounts-768x348.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/a><br \/>\nEvery online survey site operates a little bit differently: some offer their members many surveys all the time, while other offer fewer opportunities, but with more generous rewards.<\/p>\n<p>Sites who have plenty of surveys on offer at any given time have often partnered with other survey providers in order to present as many survey opportunities as possible to their members. Sites like these tend to offer lower payout minimums, but the compensation offered per survey may also be lower.<\/p>\n<p>Other survey panels may have very high payout minimums (we&#8217;ve seen ones as high as $50), but the surveys they offer to their members are often of higher quality (meaning that the surveys are better thought out and your input may feel more valued), and can pay better overall when broken down hourly. <\/p>\n<p>A couple examples of websites with high cashouts are <a href=\"https:\/\/www.surveypolice.com\/springboard-america\" rel=\"noopener noreferrer\" target=\"_blank\">Unlock Surveys<\/a> and <a href=\"https:\/\/www.surveypolice.com\/maru-voice-canada\" rel=\"noopener noreferrer\" target=\"_blank\">Maru Voice Canada<\/a>.<\/p>\n<h2 id=\"quickest\">The quickest way to earn<\/h2>\n<p>If you want to earn a reward from a survey site as quickly and as fast as possible, here&#8217;s what to do:<\/p>\n<p><img decoding=\"async\" style=\"margin-right: 10px; float: left;\" src=\"https:\/\/www.surveypolice.com\/files\/1-small.png\" alt=\"1\">Sign up with sites that have a low (under $10) minimum payout level (<a href=\"#list\">see below<\/a>).<\/p>\n<p><img decoding=\"async\" style=\"margin-right: 10px; float: left;\" src=\"https:\/\/www.surveypolice.com\/files\/2-small.png\" alt=\"2\">If the survey site has a mobile app available, download it so you can receive immediate notifications (push notifications) on your phone when new surveys become available for you to take.<\/p>\n<p><img decoding=\"async\" style=\"margin-right: 10px; float: left;\" src=\"https:\/\/www.surveypolice.com\/files\/3-small.png\" alt=\"3\">Regularly log in to the survey site to check for new surveys and <a href=\"https:\/\/www.surveypolice.com\/blog\/why-filling-out-profilers-will-get-you-more-surveys\/\" rel=\"noopener noreferrer\" target=\"_blank\">fill out your profile<\/a> if there&#8217;s a place to do so.<\/p>\n<p><img decoding=\"async\" style=\"margin-right: 10px; float: left;\" src=\"https:\/\/www.surveypolice.com\/files\/4-small.png\" alt=\"4\">Once you&#8217;ve earned enough to &#8216;cash out&#8217;, choose <a href=\"https:\/\/www.surveypolice.com\/blog\/top-online-surveys-sites-that-pay-by-paypal\/\" rel=\"noopener noreferrer\" target=\"_blank\">PayPal<\/a> or an <a href=\"https:\/\/www.surveypolice.com\/pick-a-perk\" rel=\"noopener noreferrer\" target=\"_blank\">e-gift certificate option<\/a>; avoid requesting a physical gift card, a check, or a bank transfer, as these options have longer processing times.<\/p>\n<h2 id=\"list\">Survey sites with payout minimums of $5 and under<\/h2>\n<p>Although $5 is not a huge reward, it can be the easiest attainable reward you receive from a survey company and in some cases, can be obtained the same day you sign up with such a company. In some cases you may even be able to take a PayPal survey for $5. Here is a list of survey sites who offer minimum payouts in denominations of $5 or under to their members and who ultimately offer low cash out surveys:<\/p>\n<div align=\"center\">\n<table style=\"font-size: 14px; margin-top: 40px;\">\n<tbody>\n<tr class=\"tablecenter\" style=\"background:#f9f9f9;\">\n<td width=\"30%\"><b>Survey Panel Name<\/b><\/td>\n<td width=\"18%\"><b>$5 PayPal<\/b><\/td>\n<td width=\"18%\"><b>$5 Amazon<\/b><\/td>\n<td width=\"18%\"><b>$5 Other Gift Cards<\/b><\/td>\n<td width=\"16%\"><b>Signup<\/b><\/td>\n<\/tr>\n<tr class=\"tablecenter\">\n<td><a href=\"https:\/\/www.surveypolice.com\/branded-surveys\" rel=\"noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/logos\/branded-surveys.png\" alt=\"branded surveys\"><\/a><\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td><a href=\"https:\/\/www.surveypolice.com\/join\/branded-surveys\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/td>\n<\/tr>\n<tr class=\"tablecenter\">\n<td><a href=\"https:\/\/www.surveypolice.com\/prizerebel\" rel=\"noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/logos\/prizerebel-h.png\" alt=\"prizerebel\"><\/a><\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td><a href=\"https:\/\/www.surveypolice.com\/join\/prizerebel\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/td>\n<\/tr>\n<tr class=\"tablecenter\">\n<td><a href=\"https:\/\/www.surveypolice.com\/survey-junkie\" rel=\"noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/logos\/survey-junkie.png\" alt=\"survey junkie\"><\/a><\/a><\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td><a href=\"https:\/\/www.surveypolice.com\/join\/survey-junkie\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/td>\n<\/tr>\n<tr class=\"tablecenter\">\n<td><a href=\"https:\/\/www.surveypolice.com\/freecash\" rel=\"noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/logos\/freecash.png\" alt=\"freecash\"><\/a><\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td><a href=\"https:\/\/www.surveypolice.com\/join\/freecash\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/td>\n<\/tr>\n<tr class=\"tablecenter\">\n<td><a href=\"https:\/\/www.surveypolice.com\/five-surveys\" rel=\"noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/logos\/5-surveys.png\" alt=\"5 surveys\"><\/a><\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td><a href=\"https:\/\/www.surveypolice.com\/join\/five-surveys\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/td>\n<\/tr>\n<tr class=\"tablecenter\">\n<td><a href=\"https:\/\/www.surveypolice.com\/heycash\" rel=\"noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/logos\/heycash.png\" alt=\"heycash\"><\/a><\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td><a href=\"https:\/\/www.surveypolice.com\/join\/heycash\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/td>\n<\/tr>\n<tr class=\"tablecenter\">\n<td><a href=\"https:\/\/www.surveypolice.com\/mobilexpression\" rel=\"noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/logos\/mobilexpression.png\" alt=\"mobilexpression\"><\/a><\/td>\n<td>No<\/td>\n<td>Yes<\/td>\n<td>No<\/td>\n<td><a href=\"https:\/\/www.surveypolice.com\/join\/mobilexpression\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/td>\n<\/tr>\n<tr class=\"tablecenter\">\n<td><a href=\"https:\/\/www.surveypolice.com\/mobrog\" rel=\"noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/logos\/mobrog.png\" alt=\"mobrog\"><\/a><\/td>\n<td>Yes<\/td>\n<td>No<\/td>\n<td>No<\/td>\n<td><a href=\"https:\/\/www.surveypolice.com\/join\/mobrog\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/td>\n<\/tr>\n<tr class=\"tablecenter\">\n<td><a href=\"https:\/\/www.surveypolice.com\/surveysavvy\" rel=\"noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/logos\/surveysavvy.png\" alt=\"surveysavvy\"><\/a><\/td>\n<td>(Check payments)<\/td>\n<td>No<\/td>\n<td>No<\/td>\n<td><a href=\"https:\/\/www.surveypolice.com\/join\/surveysavvy\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<h2 id=\"under10\">Survey sites with payout minimums of $10 and under<\/h2>\n<p>A $10 minimum cash out option should be attainable fairly quickly with most websites. Here are a list of sites that offer $10 rewards, along with their associated payout methods and types.<\/p>\n<div align=\"center\">\n<table style=\"font-size: 14px; margin-top: 40px;\">\n<tbody>\n<tr class=\"tablecenter\" style=\"background:#f9f9f9;\">\n<td width=\"28%\"><b>Survey Panel Name<\/b><\/td>\n<td width=\"18%\"><b>$10 PayPal<\/b><\/td>\n<td width=\"20%\"><b>$10 Amazon<\/b><\/td>\n<td width=\"18%\"><b>$10 Other Gift Cards<\/b><\/td>\n<td width=\"16%\"><b>Signup<\/b><\/td>\n<\/tr>\n<tr class=\"tablecenter\">\n<td><a href=\"https:\/\/www.surveypolice.com\/tgm-panel\" rel=\"noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/logos\/tgm-panel.png\" alt=\"tgm panel\"><\/a><\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td><a href=\"https:\/\/www.surveypolice.com\/join\/tgm-panel\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/td>\n<\/tr>\n<tr class=\"tablecenter\">\n<td><a href=\"https:\/\/www.surveypolice.com\/quickthoughts\" rel=\"noopener noreferrer\" target=\"_blank\">QuickThoughts<\/a><\/td>\n<td>No<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td><a href=\"https:\/\/www.surveypolice.com\/join\/quickthoughts\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/td>\n<\/tr>\n<tr class=\"tablecenter\">\n<td><a href=\"https:\/\/www.surveypolice.com\/surveyeah\" rel=\"noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/logos\/surveyeah.png\" alt=\"surveyeah\"><\/a><\/a><\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td>No<\/td>\n<td><a href=\"https:\/\/www.surveypolice.com\/join\/surveyeah\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/td>\n<\/tr>\n<tr class=\"tablecenter\">\n<td><a href=\"https:\/\/www.surveypolice.com\/tellwut\" rel=\"noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/logos\/tellwut.png\" alt=\"tellwut\"><\/a><\/a><\/td>\n<td>No<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td><a href=\"https:\/\/www.surveypolice.com\/join\/tellwut\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/td>\n<\/tr>\n<tr class=\"tablecenter\">\n<td><a href=\"https:\/\/www.surveypolice.com\/toluna-influencers\" rel=\"noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/logos\/toluna-influencers.png\" alt=\"toluna influencers\"><\/a><\/a><\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td><a href=\"https:\/\/www.surveypolice.com\/join\/toluna-influencers\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<h2 style=\"margin-top: 20px;\" id=\"other\">Other sites to consider<\/h2>\n<p>These sites either have extremely low payout minimums (such as $1.00), or offer unique ways of earning rewards and getting paid either passively, or quickly after your first redemption is made. Some of them are GPT sites which offer multiple ways of earning rewards.<\/p>\n<p><a href=\"https:\/\/www.surveypolice.com\/mysoapbox\" rel=\"noopener noreferrer\" target=\"_blank\" class=\"biglink\">MySoapBox<\/a> &#8211; A $25 payment minimum is required the first time you request your rewards, however this is reduced to just $5 in earnings after that. Their extensive gift card catalogue contains dozens of options, including Amazon and dozens of others. <a href=\"https:\/\/www.surveypolice.com\/join\/mysoapbox\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/p>\n<p><a href=\"https:\/\/www.surveypolice.com\/superpayme\" rel=\"noopener noreferrer\" target=\"_blank\" class=\"biglink\">Superpay.me<\/a> &#8211; Take surveys, complete offers, watch videos and enter in promo codes to build up a balance you can exchange for PayPal cash, gift cards, bitcoin payments, and more. Just $1.00 in earnings is needed to redeem your earnings, and a $0.20 joining bonus is offered, which will get you 20% of the way there! <a href=\"https:\/\/www.surveypolice.com\/join\/surveypayme\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/p>\n<p><a href=\"https:\/\/www.surveypolice.com\/savvyconnect\" rel=\"noopener noreferrer\" target=\"_blank\" class=\"biglink\">SavvyConnect<\/a> &#8211; Install the app on your phone and\/or desktop, and receive an auto payment after the first month of installation. Earn up to $60 (depending on the number of devices you install the app on) during the first month of installation. Payments are issued via check. <a href=\"https:\/\/www.surveypolice.com\/join\/savvyconnect\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/p>\n<p><a href=\"https:\/\/www.surveypolice.com\/rewarding-ways\" rel=\"noopener noreferrer\" target=\"_blank\" class=\"biglink\">Rewarding Ways<\/a> &#8211; Like Superpay.me, you can complete various offers and take surveys on Rewarding Ways to build up a points and cash balance you can exchange for a PayPal payment or a gift card. This site will also allow you to withdraw your earnings with as little as $1.00 in your account, and new members receive a $0.20 joining bonus upon signing up for the site. <a href=\"https:\/\/www.surveypolice.com\/join\/rewarding-ways\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/p>\n<h2 id=\"nominimums\">Survey sites with no payment minimums<\/h2>\n<p>If you&#8217;re looking for survey sites that truly have no min payout, check out the following options. These apps and survey sites with no minimum payout are popular programs for those looking to get paid fast. All sites are free to join and offer paid surveys opportunities.<\/p>\n<p><a href=\"https:\/\/www.surveypolice.com\/pinecone-research\" rel=\"noopener noreferrer\" target=\"_blank\" class=\"biglink\">Pinecone Research<\/a> &#8211; Earn a cash reward for every survey completion and get paid immediately after the study closes, or bank your earnings and redeem them when you have a bigger balance &#8211; it&#8217;s your choice. Reward options include cash paid by bank transfer, gift cards, and merchandise. Product testing opportunities also available. <a href=\"https:\/\/www.surveypolice.com\/join\/pinecone-research\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/p>\n<p><a href=\"https:\/\/www.surveypolice.com\/surveysavvy\" rel=\"noopener noreferrer\" target=\"_blank\" class=\"biglink\">SurveySavvy<\/a> &#8211; With this survey company, you can request a payment check with as little as $1.00 in earnings. As most surveys pay more than this, it essentially means that after completing even one online survey, you&#8217;ll be able to receive your rewards.<a href=\"https:\/\/www.surveypolice.com\/join\/surveysavvy\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/p>\n<p><a href=\"https:\/\/www.surveypolice.com\/quickrewards-network\" rel=\"noopener noreferrer\" target=\"_blank\" class=\"biglink\">QuickRewards Network<\/a> &#8211; Complete paid surveys, shop online, play games and fill out offers for cash and gift cards. You only need $0.01 in your account to request a PayPal payment! So the minute you earn any sort of reward on the platform, you are able to withdraw your cash to your PayPal account. <a href=\"https:\/\/www.surveypolice.com\/join\/quickrewards-network\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/p>\n<p><a href=\"https:\/\/www.surveypolice.com\/surveytime\" rel=\"noopener noreferrer\" target=\"_blank\" class=\"biglink\">SurveyTime<\/a> &#8211; With SurveyTime, you automatically get paid after every survey completion. Every survey is worth $1.00, and once you&#8217;re finished it, you can receive a PayPal money payment, a gift card or a <a href=\"https:\/\/www.surveypolice.com\/blog\/earn-bitcoins-taking-surveys\/\">bitcoin payment<\/a>. <a href=\"https:\/\/www.surveypolice.com\/join\/surveytime\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/www.surveypolice.com\/files\/small-join-now.png\" alt=\"join\"><\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re a member of multiple survey sites, you already know that every survey panel sets their own payout minimums their members must meet in order to cash out their rewards. 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